Prescott Valley Unclaimed Money

Prescott Valley residents can search for unclaimed money through Arizona's state database at no charge. The town does not run its own unclaimed property program. All lost funds from Prescott Valley flow to the Arizona Department of Revenue. With a large retiree population, Prescott Valley likely has substantial unclaimed property from people who moved here from other states.

How to Search Prescott Valley Unclaimed Property

Visit missingmoney.com to start. Enter your name and select Arizona. Results appear instantly. Matches show the holder name and property type. Dollar amounts stay hidden until you file a claim. The search takes just a few seconds. You can run as many searches as you want at no cost.

Prescott Valley has many retirees from other states. If you moved here from California, Washington, or elsewhere, search those states too since property reports based on your address when accounts went dormant. Someone who lived in Seattle for 30 years before retiring here should check Washington state records. The same goes for any state where you once had a job, bank account, or utility service.

Try maiden names, nicknames, and business names. Spelling errors happen often in these databases. If your name is Katherine, also search Kathryn, Kate, and Kathy. Former business owners should search under business names and DBAs. Search for deceased relatives too since heirs can claim that property.

The state database updates weekly. New property flows in all the time. If you find nothing today, check again in a few months. Many people discover property on their second or third search attempt.

Types of Unclaimed Money in Prescott Valley

Bank accounts are common. Checking and savings accounts go dormant after three years. Retirees who consolidated accounts may have left small balances behind at old banks. Sometimes a bank closes a branch and fails to reach the customer. Other times, people simply forget about old accounts. A $50 balance might not seem worth tracking, but it adds up when combined with other forgotten funds.

Insurance proceeds make up a notable portion. Life insurance benefits go unclaimed when beneficiaries cannot be found. The insurance company tries to locate heirs but often fails. These policies can be worth thousands of dollars. Securities like stocks and bonds become unclaimed when companies lose contact with shareholders. Dividend checks that bounce back lead to escheated shares. Pension payments and retirement account distributions can become unclaimed too.

Utility deposits return to customers when they close accounts. But if the utility company cannot find you, that deposit goes to the state. Refunds from overpayments work the same way. Prescott Valley residents with APS or Southwest Gas accounts may have old deposits waiting. Phone companies, cable providers, and internet services also hold deposits that become unclaimed.

Safe deposit box contents get turned over when rent goes unpaid for years. The state holds the contents until claimed. Gift cards from Arizona businesses that go unused for five years become state property. Payroll checks that workers never cash become unclaimed after one year. This happens often when people change jobs and forget their final paycheck.

Filing Claims in Prescott Valley

After finding property, file through ADOR:

• Form 600A for original owners
• Form 600B for heirs
• Form 600C for businesses
• Form 600D for agents

Download at azdor.gov/forms/unclaimed-property-forms. Processing takes about 90 days. Some claims resolve faster if the documentation is clear and complete. Complex claims involving estates or multiple heirs take longer.

You need proof of identity. A driver license or state ID works for most claims. You also need proof of address matching the records. Old utility bills, bank statements, or tax returns help here. For claims over a certain amount, you may need a notarized signature. Heir claims require death certificates and proof of relationship.

Mail claims to the Arizona Department of Revenue in Phoenix. Keep copies of everything you send. The state sends a letter when they receive your claim. They send another letter when they approve or deny it. If approved, a check arrives by mail within a few weeks.

Avoiding Scams

Scammers target retiree communities. Prescott Valley sees its share of fraud attempts. Arizona never charges for searches or claims. The state does not ask for payment to release your property. Real letters do not include dollar amounts. Only you see the value after you file a claim.

Be wary of phone calls claiming you have unclaimed money. The state does not cold call people about unclaimed property. Emails asking for bank account information are always scams. Legitimate heir finders exist, but they charge fees that can reach 35% of the claim value. You can file yourself for free. Call (602) 364-0380 to verify any contact you receive about unclaimed property.

Prescott Valley and Yavapai County

Prescott Valley is in Yavapai County. Regular unclaimed money goes through the state.

Contact Information

ADOR hours: Monday through Friday, 8:00 AM to 5:00 PM. Phone: (602) 364-0380 or (877) 492-9957. Email: UnclaimedProperty@azdor.gov.

Nearby Arizona Cities

Search other central Arizona cities if you lived elsewhere.