Flagstaff Unclaimed Money Search

Flagstaff residents can search for unclaimed money through Arizona's state database at no charge. The city does not run its own unclaimed property program. All lost funds from Flagstaff flow to the Arizona Department of Revenue. Home to Northern Arizona University, Flagstaff has many students and seasonal workers who may have left behind deposits or final paychecks when they moved away.

How to Search Flagstaff Unclaimed Property

Visit missingmoney.com to start. Enter your name and select Arizona. Results appear instantly. Matches show the holder name and property type. Dollar amounts stay hidden until you file a claim. The search is free and unlimited. Check as many names and variations as you want.

If you attended NAU years ago, you might have unclaimed property from that time. Student deposits, part-time job wages, and utility refunds can become unclaimed when people graduate and leave town. Seasonal workers in skiing and tourism may have old paychecks waiting too. Many college students open bank accounts, work part-time jobs, and pay utility deposits without keeping careful records. Those accounts can sit forgotten for decades.

Try maiden names, nicknames, and business names. The database contains many spelling errors and outdated records. Someone named Elizabeth should try Liz, Beth, and Betsy. Search maiden names if you got married after living in Flagstaff. Business owners need to search company names and DBAs. Search for deceased family members since heirs can claim their property.

If you lived in other states before or after Flagstaff, search those databases too. Property reports based on the address you used when accounts went dormant. A student who came from California and later moved to Texas should search all three states. New property enters the Arizona database weekly, so check back every few months to catch new entries.

Types of Unclaimed Money in Flagstaff

Bank accounts are common. Checking and savings accounts go dormant after three years. Students often open accounts and forget about them after leaving. A checking account opened freshman year might still have a small balance when you graduate. If you moved without closing the account, that money eventually goes to the state. CDs and money orders follow the same three-year rule.

Uncashed checks pile up in college towns. Payroll checks become unclaimed after one year. Students working part-time jobs often leave town before their final paycheck arrives. The check gets mailed to an old address, bounces back, and eventually becomes unclaimed. Work-study payments, tutoring wages, and campus job earnings all follow this pattern.

Security deposits from off-campus housing and utility refunds can end up in the database too. Landlords try to return deposits but cannot find former tenants. Utility companies hold refunds for customers who overpaid. When these companies cannot locate the customer after a few years, the money goes to the state. Phone deposits, cable deposits, and internet service deposits all become unclaimed this way.

Insurance proceeds and securities flow to the state when beneficiaries cannot be found. Life insurance policies from parents or grandparents may have Flagstaff addresses on file. Retirement accounts and pension payments become unclaimed when heirs do not know about them. Stocks and bonds get escheated when companies cannot deliver dividend checks. Even small positions of a few shares can be worth claiming.

Filing Claims in Flagstaff

After finding property, file through ADOR:

• Form 600A for original owners
• Form 600B for heirs
• Form 600C for businesses
• Form 600D for agents

Download at azdor.gov/forms/unclaimed-property-forms. Processing takes about 90 days. Clean claims with complete paperwork often resolve faster. Claims with complications like estate issues or missing documents take longer.

Former students face a challenge with documentation. You need proof that the Flagstaff address was yours. Old lease agreements, utility bills in your name, or NAU enrollment records can help. If you cannot find documents from that time, the state may accept other evidence. A letter from your landlord or old tax returns showing your address can work.

All claims require proof of identity. A current driver license or passport works for this purpose. For larger claims, a notarized signature may be needed. Heir claims require the death certificate of the original owner and proof of your relationship. Make copies of everything before you mail it. Keep your tracking information so you can confirm the state received your claim.

Mail completed claims to the Arizona Department of Revenue in Phoenix. The state sends a letter when they get your paperwork. They review your documents and verify everything matches. Approved claims result in a check mailed to your current address. If something is missing or incorrect, the state explains what you need to provide.

Avoiding Scams

Arizona never charges for searches or claims. The state does not ask for payment to release your money. Any request for upfront fees is a scam. Real letters from ADOR do not tell you how much the property is worth. You only see dollar amounts after you file a claim. Be suspicious of contacts that mention specific sums of money owed to you.

The state does not call people out of the blue about unclaimed property. Phone calls claiming you have money waiting are likely fraudulent. Emails asking for your bank account or Social Security number are scams. Never give personal financial information to someone who contacts you unexpectedly. Scammers use official-sounding language to trick people into sharing sensitive data.

Legitimate heir finding services exist. These companies search unclaimed property records and contact potential heirs for a fee. Their fees can reach 35% of the property value. You can file the same claim yourself at no cost. If you are contacted about unclaimed money, verify the claim on missingmoney.com first. Call (602) 364-0380 to check if a letter or contact is real. The state can confirm if correspondence came from them.

Flagstaff and Coconino County

Flagstaff is the county seat of Coconino County. Regular unclaimed money goes through the state.

Contact Information

ADOR hours: Monday through Friday, 8:00 AM to 5:00 PM. Phone: (602) 364-0380 or (877) 492-9957. Email: UnclaimedProperty@azdor.gov.

Nearby Arizona Cities

Search other northern Arizona cities if you lived elsewhere.