Cochise County Unclaimed Property Search

Cochise County residents can search for unclaimed money through the Arizona Department of Revenue at no cost. The county does not operate its own unclaimed property database. All lost funds from Sierra Vista, Bisbee, Douglas, and other communities flow to the state. A quick search online may uncover forgotten bank accounts, insurance benefits, or uncashed paychecks waiting to be claimed.

How to Search Cochise County Unclaimed Money

Start at missingmoney.com, the official Arizona unclaimed property portal. Enter your name and select Arizona from the state dropdown. Results appear instantly. Matches show the holder name and type of property. Dollar amounts remain hidden until you file a claim. This privacy rule helps protect against fraud.

Cochise County sits on the border with Mexico. Many residents work at Fort Huachuca or in cross-border industries. If you have moved around for work, search under all your previous addresses. Property gets reported based on where you lived when the account went dormant. Someone who transferred from another military base to Fort Huachuca should check multiple states.

Run searches under different name variations. Maiden names, nicknames, and old business names can all have property attached. The portal is free and unlimited.

Cochise County Treasurer

The Cochise County Treasurer handles property taxes and tax lien sales. Catherine L. Traywick serves as treasurer. The office is at 1415 Melody Lane, Building E in Bisbee. Mailing address is PO Box 1778, Bisbee, AZ 85603. Phone: (520) 432-8400. Email: trsweb@cochise.az.gov.

The treasurer does not manage regular unclaimed money. Bank accounts and insurance funds go through the state ADOR program. The county only handles excess proceeds from tax foreclosure sales. If a property sold for more than the owed taxes, the former owner may be entitled to the surplus. Contact the treasurer directly for information on that process.

Types of Unclaimed Money in Cochise County

Bank accounts top the list. Savings and checking accounts go dormant after three years without owner activity. If you closed a Cochise County address years ago and left money behind, it may be in the state database now. CDs and money orders follow the same timeline.

Uncashed checks are common in military areas. Service members transfer frequently and sometimes miss their final paychecks. Those wages become unclaimed after one year. Civilian contractors and government workers may have the same issue. Refund checks and vendor payments also end up in the system.

Life insurance benefits and securities make up another portion. Insurance companies report funds when they cannot find beneficiaries. Stock dividends become unclaimed when mail bounces back. Safe deposit box contents get reported after extended dormancy periods.

Filing Claims in Cochise County

After finding your property online, file a claim through Arizona. The state offers four forms:

• Form 600A for original owners
• Form 600B for heirs of deceased owners
• Form 600C for businesses
• Form 600D for agents

Download forms at azdor.gov/forms/unclaimed-property-forms. Include photo ID and proof of your connection to the reported address. Utility bills, tax documents, and bank statements all work well.

Heir claims need a certified death certificate, proof of relationship, and any will documents. Processing takes 90 days for standard claims and up to 120 days for securities. Payment arrives by mail within 30 days after approval.

Avoiding Unclaimed Property Scams

Scammers sometimes target border communities with fake unclaimed money offers. They send letters or call claiming to have found your funds. Then they ask for payment or bank account information. This is fraud. The state does not require any payment to release your property.

Arizona never charges to search or file claims. Real correspondence does not include dollar amounts. If someone tells you exactly how much you have waiting, it is a scam. The state does not cold call residents about unclaimed money. Emails asking for your Social Security number or bank account are always fraudulent. Never share personal financial information with unexpected contacts.

Legitimate heir finding companies exist but charge fees up to 35% of the property value. You can file the same claim yourself at no cost. If someone contacts you, verify the property exists first by searching missingmoney.com. Call ADOR at (602) 364-0380 to verify any suspicious contact. Report fraud to the Arizona Attorney General at azag.gov/complaints/consumer.

Contact Information

For unclaimed property help, contact the Arizona Department of Revenue. Hours are Monday through Friday, 8:00 AM to 5:00 PM. Phone: (602) 364-0380 or toll-free (877) 492-9957. Email: UnclaimedProperty@azdor.gov.

Mail claims to PO Box 29026, Phoenix, AZ 85038-9026. Walk-in service is at 1600 W. Monroe Street in Phoenix.

Nearby Arizona Counties

Search other counties if you lived elsewhere in southeastern Arizona.