Apache County Unclaimed Money

Apache County residents can search for unclaimed money through the Arizona Department of Revenue without paying any fees. The county does not maintain its own unclaimed property program. All lost funds from St. Johns, Springerville, and communities across the Navajo Nation flow to the state database. Searching takes just a few minutes online and may reveal forgotten bank accounts or uncashed checks.

How to Search Apache County Unclaimed Property

Go to missingmoney.com to start your search. This is the official Arizona unclaimed property portal. Type in your first and last name, then select Arizona from the dropdown. Results appear right away if there is a match. You will see the holder name and property type, but the dollar amount stays hidden until you file a claim.

Apache County covers a large rural area including portions of the Navajo Nation. Many residents move between communities or spend time working in other parts of Arizona. If you have lived elsewhere, search those addresses too. Property reports based on your last known location when the account went dormant.

Try different name spellings and variations. The system may have your property listed under a maiden name, nickname, or slightly different spelling. Run as many searches as you need since the portal is free.

Apache County Treasurer

The Apache County Treasurer handles property taxes and tax lien sales. Marleita Begay serves as treasurer. The office is at 75 W. Cleveland St. in St. Johns. Mailing address is PO Box 699, St. Johns, AZ 85936. Phone: (928) 337-7629. Hours are Monday through Thursday, 6:30 AM to 5:30 PM. The office is closed Fridays.

The treasurer does not handle regular unclaimed money. Bank accounts, insurance payments, and uncashed paychecks go through the state ADOR program. The county only deals with excess proceeds from tax foreclosure sales. Contact the treasurer if you believe you are owed money from a property that was sold at a tax lien auction.

Types of Unclaimed Property in Apache County

Bank accounts make up a significant portion of unclaimed funds. Checking and savings accounts become dormant after three years of no deposits, withdrawals, or owner contact. If you had an account years ago and moved away, those funds may be waiting in the state system now.

Uncashed checks are common too. Payroll checks become unclaimed after one year. Workers who left jobs without picking up their final pay may find those checks in the database. Refund checks, dividend payments, and vendor checks also end up in the system when no one cashes them.

Insurance proceeds and securities round out the list. Life insurance benefits go unclaimed when beneficiaries cannot be found. Stock dividends become unclaimed when the company loses touch with shareholders. Utility deposits from old addresses can appear as well.

Note: Arizona exempts gift cards from the unclaimed property law.

Filing Claims in Apache County

Once you find property in your name, file a claim through the Arizona Department of Revenue. The state uses four different forms:

• Form 600A for original owners claiming their own funds
• Form 600B for heirs claiming property of deceased persons
• Form 600C for business entities
• Form 600D for agents filing on behalf of living owners

Download forms free at azdor.gov/forms/unclaimed-property-forms. Every claim needs a copy of your photo ID and proof that connects you to the reported address. Good documents include utility bills, tax returns, bank statements, and lease agreements.

Heir claims require additional paperwork. You must include a certified death certificate, proof of your relationship to the deceased, and any will or trust documents. Estates over $75,000 must go through formal probate. Processing takes about 90 days for standard claims.

Avoiding Unclaimed Money Scams

Fraudsters sometimes target rural areas with mail scams. They send letters claiming to have found your money and offer to help for a fee. This is fraud. Arizona never charges to search or file claims. The state will never ask for your credit card or bank account information.

Real correspondence from ADOR does not include the dollar amount of your property. That stays private. If someone contacts you with specific amounts or asks for payment, it is a scam. Call the official ADOR number at (602) 364-0380 to verify any contact.

Report suspected fraud to the Arizona Attorney General at azag.gov/complaints/consumer.

Contact Information

For unclaimed property questions, contact the Arizona Department of Revenue directly. Phone lines are open Monday through Friday from 8:00 AM to 5:00 PM. Call (602) 364-0380 locally or (877) 492-9957 toll-free. Email: UnclaimedProperty@azdor.gov.

Mail claims to PO Box 29026, Phoenix, AZ 85038-9026. Walk-in service is available at 1600 W. Monroe Street in Phoenix during business hours. Payment arrives by mail within 30 days of claim approval.

Nearby Arizona Counties

Check nearby counties if you have lived in other parts of northeastern Arizona.